BharatBeat

Finance

Clear, well-researched explainers on mutual funds, markets, and personal finance in India. Information, not investment advice.

FinanceMutual Funds

How Mutual Funds Are Taxed in India (2026): LTCG, STCG, and Debt Fund Rules, Explained

Confused about capital gains tax on your mutual funds? This 2026 guide explains how equity and debt funds are taxed in India, the LTCG and STCG rates, the 1.25 lakh exemption, and the rules that changed in 2024, in plain language.

Aug 25, 2026 · 4 min read
FinanceMutual Funds

SWP Explained: How to Draw a Monthly Income From Mutual Funds

A Systematic Withdrawal Plan (SWP) lets you turn a mutual fund investment into a steady monthly income, like a self-made pension, while the rest stays invested. Here is how an SWP works, how it is taxed, and who it suits, explained.

Aug 24, 2026 · 4 min read
FinanceMutual Funds

SIP Inflows Hit a Four-Month High in July 2026: What the AMFI Data Shows

Indians poured a near-record 31,961 crore rupees into mutual funds through SIPs in July 2026, even as markets wobbled and large-cap funds saw outflows. Here is what the latest AMFI data reveals about where the money is going, explained.

Aug 23, 2026 · 3 min read
FinanceRBI

RBI Holds the Repo Rate at 5.25% in August 2026: What the Policy Means, Explained

The Reserve Bank of India kept its key interest rate unchanged for a fourth straight review in August 2026, held its neutral stance, and lifted its growth forecast. Here is what the RBI decided and what it means for borrowers and savers, explained.

Aug 22, 2026 · 3 min read
FinanceMutual Funds

HSBC International Funds Reopen for SIP: What Investors Need to Know

HSBC Mutual Fund has reopened three of its international schemes for fresh SIP and lumpsum investment from 18 August 2026, capped at 2 lakh rupees per PAN a month. Here is exactly what reopened, why the funds were shut, and what it means for investors.

Aug 22, 2026 · 5 min read